What kind of insurance does a bus driver in Inniswold need?

Inniswold, LA – Like everyone else on the road, a bus driver needs to have insurance coverage. However, because buses are considered commercial vehicles and subject to a different set of rules due to their size and ability to transport multiple people, much larger liability policies are required. Here is some basic information about the type and amounts of insurance required. It is also important for anyone who was injured during a bus crash to speak with an attorney and see if they are eligible to receive compensation for their injuries. 

Coverage amounts for buses

Federal regulations that apply to bus drivers with a commercial driver’s license say that the individual or company that owns the vehicle needs to carry at least $5 million in liability coverage for buses that can transport fifteen or more passengers. Smaller buses that carry less than fifteen people are only required to have $1.5 million in coverage. While millions of dollars in coverage can seem high, this is in line with what is required of other commercial vehicles as well. Average costs of a commercial vehicle crash such as one involving a semi truck or other large vehicle can easily cost hundreds of thousands of dollars in combined damage or more, especially if there are fatalities. 

The high costs of a bus accident

These amounts are so much higher than the amounts required for standard drivers due to the possibility of many more injuries. A typical bus crash that happens when the vehicle is carrying many passengers can result in thousands of dollars in medical costs to each person riding the bus, as well as additional damage to other drivers or pedestrians involved. These amounts combined can easily reach into the millions of dollars when considering the possibility that the driver and their employer can be responsible for multiple claims against them.  

Lawsuits against buses

When a person is injured in these kinds of situations, they will need to bring a case against whatever entity is responsible for owning and operating this bus. This is usually a government that operates a public bus system or a private sector company that uses charter buses to get people around. Certain lawyers have extensive experience with helping clients receive compensation through a lawsuit against various kinds of commercial drivers and their employers. 

Bus accident lawyers in Louisiana

Miller, Hampton, and Hilgendorf is a firm that works with accident victims in Inniswold and other parts of Louisiana. Their attorneys can provide representation throughout the course of a civil lawsuit. 

USAttorneys.com is a site that lists lawyers in every state. People who are looking for a local lawyer in their area can call 800-672-3103 for a referral. 

Firm contact info:

Miller, Hampton, and Hilgendorf

3960 Government St., Baton Rouge, LA 70806

225-343-2205

www.mlhlaw.com